Landlords Residential Insurance
As a Property owner, the chances are that you will have a large investment in your rental property. This investment requires protection with a specialist Property Owners Insurance policy which is tailored to meet the needs of Landlords and Property Investors. Our facilities provide buildings Insurance cover along with Landlords contents and contents cover for communal areas where required. Your Liability as owner of the property and loss of rental income will automatically be included.
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Residential Landlords Insurance Policies
By investing in specialist property insurance, you can be confident that you are protecting yourself and your property against the following risks:

Fire
Don't panic, you're insured?Fire
A fire in your property often results in extensive damage or the property needing to be completely rebuilt. By arranging a policy with us, you can be confident that your property will be fully reinstated.Theft
We're here to support youTheft
A theft from your property can be both distressing and costly. We are here to offer you the right advice and guidance to manage your claim from the start and negotiate with your Insurers.Storm
Don't get left out in the coldStorm
Unfortunately the UK’s weather is constantly changing leading to storm damage becoming a more common occurrence. We will ensure that you have cover with an Insurer who acts quickly to secure your property and agree the cost of repairs.Flood
Get the mess cleared up quicklyFlood
Flooding is becoming an all too familiar event in the UK resulting in life changing damage. We will appoint a loss adjuster who can act quickly, assessing the damage and arranging for repair works to be authorised and carried out.Accidental Damage
We all make mistakesAccidental Damage
Occaisionally accidents occur due to human error and this can result in you needing to make a claim. Not all policies include this but we can ensure that this cover is part of your Insurance policy.
Subsidence, Landslip and Ground heave
Is that just a surface crack?Subsidence, Landslip and Ground heave
Movement of the land on which your property stands causing damage to the building generally results in a large claim. We will appoint a specialist loss adjuster arranged by your Insurer to manage your claim and guide you through the process.Malicious damage by tenants
It wasn't my fault!Malicious damage by tenants
Whether you seek your own tenants or use a Letting agent, it is important for malicious damage by tenants can be covered. We offer a policy which will include this cover as standard to give you peace of mind.Property Owner Liability
Just in case ...Property Owner Liability
As owner of the property you require cover for Liability to Third Party persons or property. We will arrange a policy which automatically includes this cover so your Insurers will deal with any liability claims on your behalf.Directors and Officers
In the business of knowing whyDirectors and Officers
Directors and Officers of Property management companies and Residents associations require cover in case they are held personally liable for actions or omissions made whilst performing duties for the company. We can offer protection for this eventuality.Loss of rental income
No rental income, for how long?Loss of rental income
If a claim occurs which results in your rental property becoming uninhabitable, we will ensure that your policy includes cover for your loss of rental income whilst your tenants cannot occupy the property.Engineering
It's great when it worksEngineering
Passenger Lifts within a property have a legal requirement to be inspected every 6 months. We will arrange cover for these statutory inspections and for sudden and unforeseen damage to the lift should you require it.Optional Terrorism cover
Is it a threat to your property?Optional Terrorism cover
Terrorism is unfortunately now a risk in the UK and is also required by Mortgage companies/Lenders as part of their lending conditions. We can arrange cover that fulfils these requirements and offers you peace of mind should the worst happen.The Property Insurance Broker That Works For You
Let us take care of the small print
Not only are we here to arrange your Insurance, we start the process by assessing your demands and needs in order to present this information to the Insurance market. We negotiate premiums and policy terms with Insurers to ensure we are offering you the best possible terms.
If you need to change your policy throughout the year, we can provide you with advice and arrange any amendments to your cover that is particular to your circumstances. Should a claim occur, we are here to guide you through the process and negotiate with Insurers to reach a swift settlement and all of this is done at no additional cost to you.

Contact us on 01752 349787 to speak with our Residential Property Department to discuss how we can best assist you.

A Property Owners Insurance policy differs greatly to that of a standard Home Insurance and it is important that you receive advice that is specific to your needs and requirements as a Landlord.

Robbie
Property Insurance Specialist
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